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Car Accident Attorneys Despite the advancements in safety for vehicles vehicle safety, car accidents remain one of the primary causes of death and injury. Insurance is often the main source of compensation in these instances. If you are injured, and your insurer will not or is unwilling to pay the medical bills, then you might be able get compensation from a third party. These include the state of New York, the five Boroughs, or even the manufacturer or seller of a product that is defective. Damages Car accidents can cause a variety of damages including property damage, injuries and lost wages. The amount of damage is difficult to quantify, but a lawyer who has been involved in a car accident will help you determine how much your claim is worth. Economic damages are simple to calculate, but non-economic damages may be more complicated to prove. Pain and suffering, loss of enjoyment of life disfigurement, permanent scarring are only a few examples of non-economic damages which can be included in a personal injury claim. In many cases medical expenses are covered in the case of a car crash. These costs can include hospital visits, x-rays surgeries, and other treatments. These expenses could include hospital visits, xrays surgeries and other treatments. Damage to property is typically related to a car accident because it could result in expensive repair bills or even a totaled vehicle. This could be a result of items inside the vehicle like laptops or equipment for work, as well as the property surrounding the scene of the accident such as fencing and trees. The weather can also trigger accidents in the car. Slick or muddy roads can make driving more dangerous. Drivers who operate their vehicles during bad weather should be held accountable for any accidents they cause. The amount of money you are entitled to for damage to your property or medical expenses is contingent upon the nature of your injuries and the impact they have on your way of living. Your lawyer can determine the damages and ensure that you are compensated for all losses. A few victims of car accidents suffer from psychological and mental stress as a result of their injuries. These emotions can affect their relationships as well as their performance at work. They can also cause frustration and anger, which could lead to more accidents. Injury to the neck, chest and spine can also be a major issue. These injuries could prevent you from working, and can also have a lasting impact on your daily life. Injuries Car accidents cause a broad range of injuries, and some can be severe and even fatal. These injuries can include traumatic brain injuries as well as spinal cord injuries, broken bones, and burns. The most commonly reported injuries that occur in car accidents are soft-tissue injuries or musculoskeletal damage. This includes whiplash injuries, that result from sudden jolts in collisions. Whiplash is most commonly caused by rear-end collisions however, it can also result from other car collisions. In these cases the body sways forward, while your head remains stationary, causing you to strain the neck. Other injuries that may be caused by a car accident include chest injuries, arm and leg injuries, and back injuries. Herniated disks are a prime example of a delayed injury that can cause long-term disability and pain if not treated correctly. Knee injuries, also known as fractures and sprains, are another common injury in car accidents. These injuries may require surgery or medical intervention, but they are not always visible immediately following a car accident. The severity of these injuries is contingent on the amount of force and weight as well as the speed of the vehicle in the crash. Bone fractures vary in severity from moderate to severe and can cause permanent scarring. In a car crash abdominal bruising and internal bleeding are also serious problems. If you see bruises after an accident, you must immediately visit a hospital. Chest injuries can range from bruises to broken ribs. A sternum injury is a severe injury that can be difficult for a person to differentiate from other chest injuries or internal bleeding. Other injuries that aren't visible may also occur in a car accident, including burns and lacerations. These injuries are common and may leave permanent scars in the event of severe. Insurance If you've been injured in a crash it's important to know your legal rights as well as the options available to you. A knowledgeable personal injury attorney can help you secure the compensation you need to cover your medical bills, lost wages, and property damage. Depending on the state you live in, there are a variety of types of insurance coverage that are available for car accidents. In New York for example, drivers are required to have both liability insurance and no-fault insurance which covers medical care and lost wages, regardless of who is at fault. Liability: It covers you if another person makes claims against your insurance company for injuries or death caused by your car and it also shields your vehicle from vandalism, theft, or theft. You can select from a range of liability limits including the minimum requirement by the law in your state. No-fault Coverage: The most well-known type of auto insurance in New York is no-fault, that covers up to $50,000 per accident for injuries sustained by the motorist and their passengers regardless of the fault. Additionally, you can purchase additional coverage that includes personal injury protection (PIP) which covers for medical bills and lost income in the event of hospitalization or unable to work due your injuries. These coverages pay for damage caused by fire, theft vandalism, flooding and also for falling objects. These insurances are not required, but they are usually worth purchasing, since they can protect you financially from the high costs of car repairs after an accident. Deductibles. Most auto insurance policies have a deductible. This is the amount you need to pay prior to when your insurer pays on a claim. You'll need to pay a deductible in order to need your insurance company to pay for your claim. This is true regardless of whether you have personal injury protection insurance, uninsured driver insurance, or comprehensive coverage. Injuries resulting from a vehicle accident could have a lasting impact on your life, causing you with significant medical costs and affecting your ability carry out your day-to-day activities. If you've suffered a serious injury or your family was injured in a fatal crash it's crucial to have an experienced lawyer on your side to ensure that you get the compensation you are due for your damages. Statute of limitations The statute of limitations is a law that outlines the period within which you can file a claim following an accident. It is important to know how the deadline works to ensure that you don't miss the chance to file an insurance claim. In the majority of instances, you have three years from the date of the accident to bring a lawsuit. You must file your case within this timeframe or you'll lose the right to sue the person responsible for your injury. A car accident can happen at any time, and it's crucial to act swiftly after a crash to ensure that you can get the compensation you need for your injuries. It's also important to have an attorney on your side whenever you can in order to help you determine if you have a valid claim, and to help you create your case. According to New York Civil Practice Laws & Rules Section 214, anyone injured in a car accident (driver pedestrian, pedestrian, motorcycle rider or cyclist) has three years from the date of the incident to make an injury claim. However, if the victim is younger than 18 years old age, they must wait until they reach their 18th birthday before filing a personal injury claim. There are a few situations however, where the statute of limitations could be “tolled” or extended to allow more time for claims to be filed. If a victim was in an indefinite coma, or physically or mentally incapacitated, at the time of an accident, they may be granted a longer period of time to file a claim. You should speak with a knowledgeable car accident attorney immediately following the accident as you can to discuss your case. They can help you determine if you have a valid claim for injury and whether the statute of limitations has expired, so you can file your claim before it's too late. The statute of limitations can be a bit ambiguous but it is crucial to understand how it operates to determine when to begin preparation of your case. Our Arkansas car accidents attorneys can provide you with the information that you require to start pursuing your claim and get the damages that you deserve.